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SmallBizDev Hackathons Website Privacy Policy

Last Updated on: May 14, 2014

 

WHY DO WE HAVE THIS POLICY?

The Financial Innovations Center, Inc., d/b/a the Center for Financial Services Innovation (“CFSI”) and D2D Fund, Inc. (“D2D”) (collectively, the “Administrators,” “we”, or “us”) operate www.smallbizdevhackathon.com (our “Website”).  This SmallBizDev Hackathons Website Privacy Policy (“Privacy Policy”) describes the information collection and disclosure practices of our Website.

By accessing or using our Website, you agree to the terms of our Privacy Policy and the Terms of Use.  If you do not agree to these terms, please exit this page and do not access or use our Website.

 

WHAT DOES THIS POLICY COVER?

The purpose of this Privacy Policy is to inform you of our Website’s information collection and disclosure practices.

 

HOW DO WE APPLY THIS PRIVACY POLICY?

Our Website may collect two types of information about Website users: personally identifiable information (“personal information”) and non-personally identifiable information.

 

Personal Information. 

Collection and Use.

We do not require users of our Website to register or provide personal information before entering or browsing our Website.  However, if you would like to engage in certain activities on our Website, such as signing up to receive updates and further information regarding the Hackathons and related matters, you will be required to provide certain personal information.

We may use your personal information to inform you of new initiatives or updates concerning the Administrators which may be of interest to you, if you indicate an interest in receiving such information.

We may also use your personal information to enhance the operation of our Website, troubleshoot, resolve disputes, accomplish administrative tasks, enforce our agreements with you (including our Terms of Use and our Privacy Policy), comply with applicable law, and cooperate with law enforcement.

 

Disclosure

Except as set forth in this Privacy Policy, we do not willingly disclose, sell, rent, lease, loan or trade any personal information collected on our Website to any third party.  We may disclose personal information in the following circumstances:

Providing Services. We may share personal information with third parties where disclosure is necessary for the Administrators to effectively operate and manage the Hackathons.  We may outsource some or all of these tasks and disclose personal information about you to third parties, provided the use and disclosure of your personal information by these third parties is restricted to performance of such tasks.

Internal Analysis and Operations.  We may share personal information with third-party vendors and web developers who assist us in performing internal functions necessary to operate our business, including but not limited to development and maintenance of our Website.  For example, the Administrators may disclose your personal information to a service provider in connection with the provision of IT or other support services.  We require our third party vendors to keep such information confidential and to only use the information as necessary and for the purpose it was provided.

Compliance with Law; Enforcement of Policies.  We may disclose any content, records or electronic communication of any kind (including without limitation personal information or the content of any “Contact Us” messages received from you): (i) to satisfy any law, regulation, or government request; (ii) if such disclosure is necessary to operate our business; or (iii) to protect the rights, property or safety of  the Administrators or their users, sponsors, providers, licensors or merchants, which may include the enforcement of the Terms of Service, this Privacy Policy or any other policies or agreements.

Business Transfers.  Like any other business, we could merge with or be acquired by another company.  If this occurs, the successor company would acquire the information we maintain, including personal information.  However, personal information would remain subject to this Privacy Policy.

 

Non-Personally Identifiable Information.

Collection and Use; Use of Cookies

We may collect non-personally identifiable information when you visit our Website, such as the pages accessed, the referring page that linked you to us, and the date and time of visits.  The Administrators and/or our authorized third-party service providers may automatically collect this information when you visit our Website through the use of electronic tools like cookies.

We use this non-personally identifiable information to provide you with an improved service when you revisit our Website, to better understand the behavior and preferences of users of our Website, to troubleshoot technical problems, to enforce this Privacy Policy and Terms of Use, to ensure proper functioning of our Website, comply with applicable law and cooperate with law enforcement activities.

Like many other websites, we may use “cookies.”  “Cookies” are text files sent from our server and stored by your web browser on your computer’s hard drive.  Cookies allow us to personalize and save preferences.  Cookies can be used to collect non-personally identifiable information, and may be used to communicate with Twitter or Facebook in connection with the “share” or “like” buttons for these external websites.  We do not use cookies to read any data or files in your computer.  Most web browsers automatically accept cookies, but you can usually configure your browser to prevent that.  If you decline cookies, some functions of our Website may not work properly.

 

Disclosure

We may share non-personally identifiable information with third parties in order to track and analyze Website usage and volume information, administer our Website, and improve its quality. We may also publish this information for promotional purposes.

HOW WE HANDLE “CONTACT US” MESSAGES

We may preserve the content of any “Contact Us” message that we receive.  Any personal information contained in those messages will only be used or disclosed in ways set out in this Privacy Policy.

 

Storage and Security

Website data (including personal information) is transferred to and stored on servers located in the United States of America, and operated and processed by the Administrators or their service providers.  We will take commercially reasonable steps to protect your personal information in accordance with this Privacy Policy.

The Administrators use a range of security measures to protect the confidentiality and security of the personal information we collect online.  However, no data transmission over the internet is completely secure.  While we endeavor to protect such information, we cannot guarantee or warrant the security of any personal information transmitted to us, and individuals do so at their own risk.

 

Accuracy

The Administrators do not take affirmative steps to confirm the accuracy of the information you provide us.  Please contact us at info@cfsinnovation.com should your personal information change so that we can update our records.  You may also modify, correct, change or update your personal information or cause your personal information to be removed from our database by request via email to info@cfsinnovation.com.

 

Children

We do not intend, and this Website is not designed, to collect personal information from children under the age of fourteen (14).  If you are under fourteen (14) years old, you should not use our Website or otherwise provide information through our Website.

 

Links

This Privacy Policy only addresses the use and disclosure of information that we collect from you via our Website.  Other websites that may be accessible through our Website, (including, without limitation, the registration page on Eventbrite, developer.android.com, developer.apple.com, facebook.com and twitter.com) (collectively, “Third-Party Sites”) have their own privacy policies and data collection, use and disclosure practices.  We have no control over Third-Party Sites or their policies or terms of use, and therefore we encourage you to review such policies and terms of use prior to submitting any personal information.

 

Changes

The Administrators reserve the right to make changes to this Privacy Policy.  If we make any material changes, we will notify you by means of a notice on our Website prior to the change becoming effective.  Your use of our Website after such notification shall constitute your acceptance of the terms of the revised Privacy Policy.

 

International Use

If your reside outside the United States, please be advised that this Privacy Policy is intended to comply with the laws and regulations of the United States, which may not be the same as the laws of your home country.  By using our Website, you agree that any personal information which you provide will be treated in accordance with the laws of the United States.

 

Contact us

Please contact us at info@cfsinnovation.com if you:

-          Would like more information about this Privacy Policy;

-          Would like to update, access or correct your personal information;

-          Would like to have your personal information deleted from our system;

-          Believe that we have breached our privacy obligations; or

-          Believe that we no longer need to retain your personal information and you do not wish to be contacted by us in the future.

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